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Premier 50 is the only
current account designed specifically for the over 50s and comes with a
wide range of benefits.
Premier 50 Earn 7% AER rate
• Earn 7.00% AER (fixed until 31.01.09) on balances up to £2,500.
Rate reverts to Bank of England Base Rate less 1%. 0.10% (variable) on
balances over £2,500.
• No interest or usage fees on agreed overdrafts for first 12 months
(0% EAR typical overdraft)*
*after 12 months, 0% overdraft continues but a usage fee of 50p a day (£5
max per month) applies if agreed overdraft is used. Max overdraft limit
is £2,500
Premier 50 Travel Insurance
• Premier 50 offers worldwide annual travel insurance
(available up to the age of 79)
Premier 50 Health Benefits
• Avoid NHS waiting times with access to the first stages of
essential helathcare for new medical conditions arising
after you join.
• Each year, up to two eligible out-patient private medical
consultations and access to up to £750 worth of private out-patient
diagnostic testing per account holder, aged 79 or under.
• Benefit from unlimited access to a 24 hour health information
service.
Premier 50 Identity Protection and Alert
• Protection against fraud.
• You can register for credit alerts, letting you know of any unusual
changes to your credit status, and you'll also receive access to expert
preventative advice.
• If you do fall victim to identity theft, you'll get advice on what
to do and up to £50,000 insurance protection to help you restore your
identity.
Premier 50 Card Care
• One simple call allows you to report all your cards as lost or
stolen and order replacement cards.
• If this happens whilst you are abroad, we can also arrange for an
emergency cash advance of up to £1,500, up to £1,500 for accommodation
costs and up to £2,500 for replacement travel tickets so you can still
enjoy your trip.
To open an account you need to be aged 50 or over and pay a £10 per
month Account Fee